Legal Issues...
General
This web site ("the site") is owned by and operated by Dolphin Credit & Finance, and any access to this site is governed by these terms and conditions. If these terms and conditions are not accepted in full, you do not have permission to access this site and therefore you should cease using the site immediately. If there is any conflict between these terms and conditions, and the rules and/or specific terms of use appearing on this site relating to specific material then the later shall prevail.
Ownership
All copyright, database rights and other intellectual property rights in the material on this site ("the content") belong to Dolphin Credit & Finance or its licensees. Individuals who access and / or use this site will not obtain intellectual or other proprietary rights in the content. You may if you wish print or download to a local hard disk content from this site for your personal use. You are not allowed to copy, distribute, sell or publish any of the content on the site without the written permission of Dolphin Credit & Finance.
Liability
Dolphin Credit & Finance uses reasonable endeavours to ensure the accuracy and completeness of all the information on the site. However, you are advised always to check any information on the site before making any decision based upon the information provided. Except in the event of death or personal injury caused by our negligent acts or admissions, we shall not be liable in any way for the damages arising in contract, tort (including negligence) or otherwise in respect of loss or damage arising out of or in connection with your use of the site. In no event will Dolphin Credit & Finance be liable for any direct, indirect or consequential damages in contract or tort (including negligence), including loss of profit, loss or damage to property or relating to claims made by third parties.
This site contains links to third party Internet sites which are not under the control of Dolphin Credit & Finance. Dolphin Credit & Finance are not responsible for the material on such third party sites.
Jurisdiction
These terms and conditions shall be governed by and construed in accordance with the laws of England & Wales. Disputes arising here shall be exclusively subject to the jurisdiction of the courts of England and Wales.
The 1998 Data Protection Act
It is important that your are aware that Dophin Credit & Finance will provide your personal details onto third parties for the assessment of loans, mortgages, investments or any other financial instrument. By completing the application & information request form, you are deemed to have given your permission for Dolphin Credit & Finance to pass this information onto third parties. We will also hold your personal details on our own database, and will from time to time provide you with information that could meet with your financial requirements. By completing the application & information request form, it is deemed that you have "opted in" to accept further direct mail from Dolphin Credit & Finance. You are at liberty at any time to opt out from receiving further mailings from us, provided that you advise us in writing.
Every company or person who processes or retains data has a responsibility to keep that information up to date and accurate. We may have to keep your details for a number of years to meet guidelines laid down by various regulatory bodies. All lending companies will also keep information about their customers in their own records.