Buy-to-Let Mortgage

What is a Buy to Let Mortgage?

Buy to Let Mortgages are mortgages specifically designed for people who want to invest in the property market by purchasing one or more houses and letting them out to tenants. As the owner of the property, you are able to benefit from any rise in the value of the property itself. You are also likely to be able to maintain the property and meet much of the loan repayments from the revenue you receive by letting.

Things to consider

Rent Potential - A Buy to Let mortgage will be offered based on the rent you will earn as well as your income. (In some cases your income is not considered)

Interest Rate - buy to let mortgages have slightly higher interest rates.

Larger Deposit - typically a minimum of 20% or 25% of the property's value is required as a deposit.

How we can help

Many high street banks and building societies now offer a buy to let mortgage product. As an independent mortgage broker we are able to recommend a buy to let mortgage which will meet your needs more effectively.


Contact us now on 0800 316 9696 and talk to an experienced professional about a buy to let mortgage.